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bluSwap provides REST APIs for two core payment operations: collecting incoming payments from customers and sending funds out to beneficiaries. Use Collections to accept payments via UPI, cards, and net banking. Use Payouts to securely transfer funds through supported banking and payment channels, including IMPS, NEFT, RTGS, and UPI. Before you test any transactions, complete your authentication setup and configure your callback URLs.

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What you can build

Collections lets you accept incoming payments from customers. Once a transaction is initiated, you can check its status and manage refunds through our API suite. Payouts lets you send funds to contacts (beneficiaries). You create contacts, retrieve the virtual accounts linked to your merchant profile, and then initiate outbound transfers across supported payment rails.

Collections

Accept payments, check collection status, and manage refunds.

Payouts

Create contacts, retrieve virtual accounts, and initiate payouts.

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Before you start

1

Authenticate your requests

Obtain your merchant x-api-key from the bluSwap dashboard and include it as a header on every API request. See Authentication for details.
2

Configure callbacks

Set up webhook URLs so bluSwap can notify your server when payment and payout events occur. Configure your Payout webhook before initiating live transactions.
3

Choose your API product

Decide whether you need Collections, Payouts, or both, then follow the relevant guide to make your first API call.